Membership

Current Member Profile

The 2021 fiscal and policy year ended on May 31st, 2021. Thirty-three new members joined the captive during this time period, generating over $4.1 million in new premiums for the insurance program. At year end, the Company has further diversified by risk class, geography and premium size.

Membership Criteria

Because each member of Pathway Insurance Company is an owner, the following criteria has been established to ensure the quality of membership and long-term strength of the company:

  1. Management Commitment to Safety
  2. Financially Strong Company
  3. Loss Experience Better than Average for Industry Group
  4. Regular Attendance and Participation in Board Meetings
  5. Business Philosophy Compatible with Pathway Insurance Company
  6. Minimum Annual Casualty Premium of $100,000

The essence of success for Pathway Insurance Company is two-fold: continued participation by each shareholder in governing Pathway Insurance Company and aggressive risk management within its own business.